At ModernPad, we take pride in providing expert guidance, transparency, and a
seamless real estate experience. But don’t just take our word for it—hear from
real homeowners, buyers, and investors who have worked with us.

Why Our Clients Trust ModernPad?

Expert Guidance

We simplify real estate, making sure you’re informed every step of the way.

Transparent Process

No gimmicks, no hidden fees—just real advice and results.

Proven Results

Whether buying, selling, or financing, we help you make the right move.

See What People Say About us

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Nancy M. (SPN)
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Reseda and San Fernando Valley

Jerry me ayudó a través de mi divorcio más difícil. Su actitud tranquila y su amplio conocimiento me ayudaron a re-enfocarme y superar cada etapa del proceso. Primero, me ayudó a refinanciar la casa para poder pagarle a mi ex esposo, ya que el divorcio requería un pago inmediato. Un año después, me di cuenta de que la casa era demasiado grande para mi hijo y para mí, así que decidimos venderla. Sin embargo, la propiedad necesitaba muchas reparaciones. Jerry, con su equipo y su red de contactos, me ayudó a preparar la casa para la venta. Logró venderla por el mejor precio posible en Reseda, California. Luego, en menos de tres meses, me ayudó a encontrar una casa más pequeña en el Valle de San Fernando. No podría haber logrado todo esto sin su apoyo. Ahora es como parte de nuestra familia. ¡Gracias, Jerry!

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Nancy M. (ENG)
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Reseda and San Fernando Valley

Jerry helped me through one of the most difficult times of my life—my divorce. His calming presence and deep expertise helped me stay focused so we could navigate each step smoothly. First, he refinanced my home so I could pay out my ex-husband, as the divorce required an immediate payout. A year later, I realized the house was too much for my son and me, so we decided to sell. The problem? The property needed significant work. Jerry stepped in with his team and network to get the home ready for sale. He secured top dollar for my home in Reseda, California, and within three months, he helped me find a smaller, more manageable home in the San Fernando Valley. I couldn’t have done it without him. He’s like family to us now. Thank you, Jerry!

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Al & Hil Chan
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Inspirada Henderson, Nevada

Jerry helped us secure both the funding and purchase of our new home in Henderson, Nevada. As retirees, we had no traditional income, which made it difficult to qualify for a mortgage. After selling our home in Hong Kong, we wanted to move closer to our children in Nevada, but every conventional lender denied us due to our unique financial situation.Jerry didn’t see obstacles—he saw solutions. Using an asset utilization loan, he helped us qualify without income verification, using only our savings and retirement funds. Not only did he handle the financing, but he also helped us navigate the challenges of buying a new construction home with KB Homes. The builder had very strict requirements, which made the process frustrating at times, but Jerry stayed patient and persistent, ensuring everything stayed on track.The best part? He managed the entire loan process while we were still in Hong Kong, coordinating with our son, who acted as our power of attorney. We are incredibly grateful for his expertise, problem-solving, and dedication. Our family couldn’t have done this without him! Thank you!

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TIM BRATTON
3 years ago
California

Jumbo Jerry and the team at Mbanc were awesome to work with. Jerry worked very hard on my deal. It was complicated because it was an investment property and over a $2,000,000 loan amount. I'm self employed and I have cashflow but not a lot of profit. Jerry got it all sorted out and got me a great rate. Will definitely work with him and the Mbanc team again!

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TOMMY
3 years ago
California

I've had the pleasure to work with Jerry Morales, Mayer Dallal and their amazing team at Mbanc over the course of the last several weeks and the experience was nothing short of amazing. As other reviewers on here have stated, these guys are miracle workers. They understand the modern entrepreneur and how complex our income structures are, they will not shy away from a challenge like all the other lenders would. Trust me, I've been searching for a home for the last two years and even some of my friends who works at lending in the major banks couldn't have helped me, but Mbanc went above and beyond and were able to get me funded for my dream property to start a family with my wife! I could not have been more excited and happy about anything at any point in my life than the day when I closed on my first home!

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Arthur & Rick Cardoza
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Simi Valley and San Fernando California

After our mother passed away, we faced the overwhelming task of selling our portfolio of single-family rental homes in the San Fernando Valley and Simi Valley. Due to our health, we were unable to manage the sales process or handle tenant relocations. Jerry stepped in and handled everything from start to finish. He personally negotiated with tenants, oversaw property preparations, and managed the entire sales process seamlessly. Initially, we considered selling to cash buyers, but their offers were too low. Thanks to Jerry’s expertise, we received top dollar for the properties—even in their as-is condition. The VIP Sales Package was exactly what we needed. Jerry made the process effortless, and we were completely hands-off. We cannot thank him enough for his dedication and professionalism!